In working out your responses to the Discussion Question, you should choose examples from your own experience or find appropriate cases on the Web that you can discuss. Credit will be given for references you make to relevant examples from real companies. Please make sure that you cite and reference all of your outside sources (including the article itself) properly, as per the Harvard Referencing System.

Evaluate how credit policies, inventory management methods, and disbursement practices can influence the level of working capital. How does the current financial crisis increase the importance of these tools and risk management?