Why would making the decision to completely accept or transfer the risk posed by security incidents (such as through cyber liability insurance) not be an ideal or feasible long-term solution?

Refer to course readings/videos and/or outside resources to support your answer, using APA format.

Video:
https://uhdmediasite.uhd.edu/Mediasite/Play/1c274eec9e764072bbee1bc8006bad901d